Selling on Etsy costs more than the headline 6.5%. A typical US order pays four kinds of fees: a $0.20 listing fee, a 6.5% transaction fee, 3% + $0.25 payment processing, and, if the buyer came from one of Etsy’s ads on another site, an Offsite Ads fee of 15% or 12% (capped at $100). This guide covers each one for US sellers, as of October 2026, with worked examples.

Want your own numbers? Use the free Etsy fee & profit calculator: enter your price, shipping and costs to see every fee, your profit and margin, and the price you need for a target margin.

Logging lots of orders? The Etsy Seller Profit Tracker (Excel and Google Sheets, $9) works out these four fees on every order you log, plus cost of goods, profit, margin and a monthly profit and loss. Disclosure: this is our own paid product, and we earn the sale price if you buy it. Not affiliated with Etsy.

The fees at a glance (US sellers, October 2026)

Fee Rate Charged on Source
Listing $0.20 per listing, renewed for $0.20 each time an item sells Every listing, sold or not (lasts 4 months) Etsy Help: fees and taxes
Transaction 6.5% Item price + shipping + gift wrap Etsy Help: fee basics
Payment processing 3% + $0.25 per order (US bank account) Order total including sales tax Etsy Help: payment processing fees
Offsite Ads 15%, or 12% once your shop has made $10,000 in a 365-day period; max $100 per order Orders from a buyer who clicked an Etsy ad on another site within the last 30 days Etsy Help: how Offsite Ads work

The full legal terms are in Etsy’s Fees & Payments Policy and Etsy Payments Policy. Optional extras such as Etsy Ads (on-site ads), shipping labels and subscriptions are billed separately and aren’t covered here.

Listing fee: $0.20

Publishing a listing costs $0.20, whether or not it sells. A listing lasts 4 months, and auto-renewing an expired listing costs another $0.20.

When an item sells, an auto-renewing listing is renewed for $0.20, and if the buyer takes more than one, you pay $0.20 for each extra quantity. In practice that works out to about $0.20 per item sold, which is how the calculator counts it. Private (custom) listings also cost $0.20, charged when the buyer purchases.

Transaction fee: 6.5%

Etsy takes 6.5% of the order total: the item price plus shipping and gift wrap if you charge for them. Shipping isn’t a way around the fee: “free shipping” with a higher item price costs the same in transaction fees as a lower price plus a shipping charge.

The transaction fee isn’t charged on sales tax that Etsy collects.

Payment processing fee: 3% + $0.25

Every order paid through Etsy Payments carries a processing fee. For a shop with a US bank account it’s 3% of the total + $0.25 per order. The total here includes sales tax, so you pay processing on tax that you never keep. Rates are different in other countries (for example 4% + 0.30 EUR in most of the EU and 4% + 0.20 GBP in the UK).

If you refund an order, the processing fee is credited back in proportion to the refund.

Offsite Ads fee: 15% or 12%, capped at $100

Etsy advertises listings on Google, Facebook, Instagram, Pinterest, Bing and partner sites. If a buyer clicks one of these ads and buys anything from your shop within 30 days, the order is “attributed” and you pay an Offsite Ads fee on the order total:

  • 15% if your shop has never made $10,000 in any 365-day period. You can opt out in Shop Manager → Settings → Offsite Ads.
  • 12% once your shop has made $10,000 or more in a 365-day period. From then on Offsite Ads are required for the life of the shop.
  • The fee never exceeds $100 per order. At 15% the cap kicks in on orders above $666.67; at 12%, above $833.33.

You don’t pay anything for clicks that don’t lead to a sale. If the buyer’s last click before buying was an Etsy Ad (on-site), only the Etsy Ads fee applies.

Worked examples

Each fee is rounded to the cent, so your statement can differ by a cent from these numbers.

A $28 item with $6.50 shipping

The buyer pays $34.50. Cost of goods is $9.40 and the shipping label is $5.10.

  Normal order Same order with 7% sales tax Offsite Ads order (15%) Offsite Ads order (12%)
Listing $0.20 $0.20 $0.20 $0.20
Transaction (6.5% of $34.50) $2.24 $2.24 $2.24 $2.24
Processing (3% + $0.25) $1.29 $1.36 $1.29 $1.29
Offsite Ads none none $5.18 $4.14
Total Etsy fees $3.73 $3.80 $8.91 $7.87
Fees as % of $34.50 10.8% 11.0% 25.8% 22.8%
You receive $30.77 $30.70 $25.59 $26.63
Profit after $9.40 + $5.10 costs $16.27 $16.20 $11.09 $12.13
Margin 47.2% 47.0% 32.1% 35.2%

With 7% tax the buyer pays $36.92 ($34.50 + $2.42 tax). The tax isn’t your income, but processing is charged on all of it: 3% × $36.92 + $0.25 = $1.36. One Offsite Ads order takes a third of this order’s profit.

Small and digital items

With no shipping and no costs besides Etsy’s fees:

Price Listing Transaction Processing Total fees Effective fee You receive
$5 $0.20 $0.33 $0.40 $0.93 18.6% $4.07
$8 $0.20 $0.52 $0.49 $1.21 15.1% $6.79
$20 $0.20 $1.30 $0.85 $2.35 11.8% $17.65
$50 $0.20 $3.25 $1.75 $5.20 10.4% $44.80
$100 $0.20 $6.50 $3.25 $9.95 10.0% $90.05

The fixed $0.45 ($0.20 listing + $0.25 processing) hits cheap items hardest: a $5 item pays almost twice the effective rate of a $100 item.

Three items in one order

A buyer takes 3 × $12 with $5 shipping, $41.00 in total. Listing is 3 × $0.20 = $0.60, transaction is $2.67, and processing is $1.48 (the $0.25 is charged once per order). Total fees are $4.75 (11.6%), and you receive $36.25. Selling the same three items as three separate orders would cost an extra $0.50 in fixed processing fees.

A $900 order from an Offsite Ad

15% of $900 would be $135, but the cap limits it to $100. With the $0.20 listing fee, $58.50 transaction and $27.25 processing, total fees are $185.95 (20.7%) and you receive $714.05.

Pricing for the fees

For a single item with no shipping charge, no tax and no Offsite Ads, what you receive is:

you receive = price - 0.20 - 0.065 * price - (0.03 * price + 0.25)
            = 0.905 * price - 0.45
price       = (amount you want to receive + 0.45) / 0.905

To receive $10 you need to charge $11.55, and to receive $20, $22.60. Once you add shipping, costs, sales tax or Offsite Ads, it gets harder to work out by hand: the Etsy fee & profit calculator solves for the price that hits a target margin, a target profit per order, or break-even.

A few rules of thumb:

  • Count shipping as revenue that pays fees. Both the 6.5% and the processing fee apply to it.
  • Check your margin on an Offsite Ads order. If a 15% (or 12%) order would lose you money, raise the price or, while you’re under $10,000, think about opting out.
  • Encourage multi-item orders. The $0.25 processing fee is per order, so a bundle or a “buy 2” discount saves a little on every extra item.
  • Watch the cheap listings. Under about $10, the fixed fees take a big share. Bundles or higher-value variants usually work better.

FAQ

How much does Etsy take per sale in 2026?

For a US seller with no Offsite Ads, about 9.5% of the order total plus $0.45 for a one-item order: 6.5% transaction, 3% + $0.25 processing and $0.20 listing. On a $34.50 order that’s $3.73. An Offsite Ads order adds 15% or 12%, up to $100.

Does Etsy charge fees on shipping?

Yes. The 6.5% transaction fee and the payment processing fee both apply to what the buyer pays for shipping. Offsite Ads are also charged on the order total.

Does Etsy charge fees on sales tax?

Only the payment processing fee. Etsy collects and sends US sales tax for you, and the 3% + $0.25 is charged on the total including that tax.

Can I avoid the Offsite Ads fee?

Only while your shop has never made $10,000 in a 365-day period: you can opt out in Shop Manager → Settings → Offsite Ads. Once you cross $10,000 you pay the lower 12% rate and can’t opt out.

Are Etsy fees refunded if I refund an order?

Mostly. Etsy recalculates the processing fee and other applicable fees (such as the transaction fee) on the adjusted sale price and credits the difference to your payment account. The exception is a full refund that Etsy itself covers through its protection program: then the fees aren’t credited back. See the Etsy Payments Policy for the exact rules.

Fees as of October 2026, for US sellers with a US bank account. Check Etsy’s Fees & Payments Policy before relying on these numbers, since fees change.

Which platforms bring you buyers, and what a marketplace sale costs: see Marketplace discovery and what it costs. More tools and guides: all guides and free tools. Not affiliated with Etsy. Not tax advice.